From credit counseling to discharge, here is a step by step timeline of a Chapter 7 bankruptcy case in Orange County and the Central District of California.

Most people who file bankruptcy in California keep their home and their car. Here is how California exemptions and Chapter 13 protect what matters most.

The moment you file bankruptcy, the automatic stay stops wage garnishments, bank levies, lawsuits and collection calls. Here is how it works in California.

Bankruptcy wipes out credit cards, medical bills and most personal loans. Some debts, like child support and most student loans, usually survive. Here is the full picture.

Chapter 7 wipes out most debts in a few months. Chapter 13 lets you keep property and catch up over time. Here is how to tell which one fits your situation in California.